Group Disability Insurance

Effective Solutions for Managing your Employees

Michaud, Rowe & Ruscak Insurance Associates, Inc. provides group disability insurance to businesses in North Andover, Andover, Methuen, Haverhill, Lawrence, Salem, and surrounding areas.

Happy employees make for a productive workplace, thus helping assure that their protection creates a more positive working environment. Michaud, Rowe & Ruscak Insurance Associates, Inc. understands that income stability for workers is not enough. What happens if an employee cannot work due to a disabling illness or injury?

Michaud, Rowe & Ruscak Insurance Associates, Inc. provides group disability solutions that will assist employees in replacing parts of their income while they are absent from work. This provides the expertise needed to reduce employee absences, ensuring that your business can continually run as efficiently as possible.

Our group disability coverage options include:

• Short-term disability
• Long-term disability
• Statutory disability
• Absence management services

Contact an insurance specialist at Michaud, Rowe & Ruscak Insurance Associates, Inc. to set up a consultation.